Summary: Nume+ Talking Points

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• nuMe+ Talking Points

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• 1. Installment LOC Lenders/Mortgage Banks/Car Dealerships are guaranteed to approve you if you show that you can take on larger accounts. $2000<, $5000<, $24,000<. 2. Late payments and Delinquent payments from mortgages, car loans, student loans and even some personal loans can disqualify you from you obtaining credit.3. Throughout the year, do you receive a lump sum of money and are required to pay it back in installments? Do you pay on interest? Payday loans, Electronics purchase, an investment loan from a private lender, a student loan?

  nuMe+ membership: The platform teaches you how to use your credit as an instrument by repairing it, while maintaining it and leveraging it.

• 1. We offer credit because we see that our people taking their tax return and are running to pay off all their bills, without knowing that the history of late bills gives them a poor credit rating. 2. Late payments are an indicator to lenders that you will only be approved of credit that they will charge a higher interest rate to, add late fees and later repo.3.  The credit repair process takes 90 days, for our credit specialists to help remove the derogatory items. Afterwards, your can temporarily boost your score through LeaseMy Credit!

  nuMe+ membership: The platform let's you submit information for your tax returns, repair, maintain and build your credit and consult with an agent for bookkeeping reviews.

• For the income range that you're in, your car payment should not be over a fourth of your early income. Most people don't know that they can refinance their auto loan after six months of on time payments.

  nuMe+ Membership: The platform empowers you to improve your financial mobility by teaching you how to use your financial profile as a tool.

• Clients can take further advantage of a maximized tax refund by using the mobile bookkeeping feature and financial consultation to plan for their year in advanced.

  nuMe+ membership: Every year, we give you a financial consultation where you can get advice on your financial decisions.

• Become fundable and practice good habits with any business you have an account with and pay bills towards.

  nuMe+ membership: Credit repair and maintenance and LeaseMyCredit.

• Annual Tax Return and the Benefits

  nuMe+ Membership

• Credit Repair and how our approach is more aggressive.

  nuMe+ Membership

• The Credit Profile is made up of: Personal Information, Accounts and Inquiries. We address every section of your credit profile to ensure all of the items that are causing lenders to deny you funds.

  nuMe+ Membership

• Transunion - Weighted heavier on installment linesExperian - Weighted heavier on revolving linesEquifax - Weighted Equally

  nuMe+ Membership: We educate our clients to know which credit bureau the lender may use so we can focus on the information reported to the bureau.

• Character - Trustworthy habits as a consumerCapital - Current Cashflow that can Sustain LendingCapacity - Income leftover after all bills are paid. DTI Ratio.

  nuMe+ Membership: We educate our clients on how to use their credit report and consumer habits as leverage against a lender.